The Biggest Debt Problem That Nobody Knows About

Jerry Fetta
4 min readDec 31, 2017

Debt is defined as “something that is owed or that one is bound to pay or perform for another.” The root origin of the word debt is to owe someone. Over centuries, many words start out meaning one thing and are changed to entirely different definitions through outside influences. Not debt. We are all clear on what debt is and it has not changed. We’ve all owed someone. My first debt was a car loan. It didn’t feel like debt. That is until I no longer wanted it!

Here in America, we have a debt epidemic. The average American household owes $130,992 in total consumer debt. The U.S. government’s outstanding debt is now over $20 trillion dollars and climbing. The total U.S. student loan debt is $1.48 trillion and climbing (which is over $600 billion more than credit card debt by the way). Not to mention mortgage debt, which is estimated to be $14.29 trillion as well.

How do we handle debt? Well, we pay it off. It’s the ethical thing to do. The real question becomes, HOW and WHEN do we pay it off. That’s what I want to discuss today. Before I can address that, I need to address the biggest debt that has gone unmentioned and unnoticed.

The debt you owe to yourself. That’s right! You owe the most to yourself. Remember those dreams you had when you were a kid? The ones you quit on? You were told they weren’t realistic and you agreed and just gave up? Remember the time you said you’d lose weight, get your money right, mend your relationships, go for your dream job, finish that book, or even wake up on time….and you hit snooze again? The biggest debt you have is the debt you owe to yourself. Until that is paid in full, nothing else matters.

Financial debt can wait, it will always be there. This is evidenced by the definition of debt not changing over the last 700+ years. Bank of America will be okay, Wells Fargo isn’t going to go broke, and your student loan will still be fine if you don’t pay them off early. Your time and your abilities won’t though.

My point? Invest in yourself first. Grow your knowledge, abilities, and skills. Get your confidence back. I believe when you do those things, you will be able to annihilate those others debts without using hardly any energy. But if you put yourself on the back burner because Dave Ramsey said you pay your car off early and get rid of your mortgage, your life will be just like the life of everyone else’s. Average. You will always wonder about what you could have done if you’d been willing to invest in yourself.

I want to help you invest in yourself. I am giving away a $1300 scholarship for my coaching and training program Wealth DynamX University. You will get a wealth creation formula, monthly coaching, access to Cardone University, and access to a mastermind community of like minded people who want a life of prosperity and abundance.

Our average client sees a 30% increase income, a guaranteed increase in savings rate, and secures 8–10% fixed annual returns on their investments in the 1st 90 days! We’ve had clients do things like make $100,000 their first month and make $5,000 in their first week!

This is over $50,000 of value, not to mention the value of wealth it will create for you when you implement the program.

Here is how easy it is to win:

  1. Submit an application to Tell me who you are, what you do, where you’re going, your story of origin (when you decided to be successful. Your defining moment.), what you’re doing to get there, and why this scholarship would benefit you.
  2. Like and Share the Wealth DynamX Facebook page.
  3. Post on Facebook tagging Wealth DynamX and @JerryFetta about how I have helped you so far and you believe Wealth DynamX University would be valuable.
  4. Subscribe to my YouTube
  5. Follow & subscribe to me on Instagram @jerryfetta

You must complete all 5 of these steps to qualify for consideration to win!

This program is $257/mo. normally. Let’s face it, you spend at least that on your car payment and your car doesn’t produce income!

You can apply by clicking here

I will personally reach out to you upon seeing all of these tasks complete to let you know if you’ve been selected or not.

Own Your Potential,

Jerry Fetta

Jerry Fetta believes everyone has the God-given right to own their potential. Most of us don’t because we spend 40 hours per week serving the 40 year to life sentence, trading our precious time for worthless paper called money.

We live on an economic planet and time and money do need to be exchanged. But it doesn’t need to be your time or your money. Jerry teaches his clients to secure income producing assets that make the time and money exchange for you so you can buy your freedom back and live a life of abundance and prosperity. To get there we must know how to make money, how to keep it, and how to multiply it.

Jerry provides coaching, education, accountability, and community to help you build wealth.Join the Wealth DynamX coaching program, get educated on Wealth DynamX University, and begin networking with the Wealth DynamX Mastermind Group today.

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Jerry Fetta

Jerry Fetta is the CEO and Founder of Wealth DynamX. Jerry’s mission in life is to help create millions of financially educated and wealthy families.