What Is The Blueprint To Financial Freedom?

8 min readJun 8, 2021

What Is The Blueprint To Financial Freedom by Jerry Fetta

As I write this article I have been in the Financial Services Industry for a decade. I’ve gone from working with the largest financial services firm in the country, to working with Dave Ramsey as a financial advisor, to working with Grant Cardone, and even being endorsed by Pamela Yellen of Bank On Yourself. I won’t go as far as to say I’ve seen it all, but I’ve seen most of it in my 10 years.

But what thing I hadn’t seen was a pathway that consistently and reliably produced financial freedom.

I saw it advertised. I saw it called different things, but ultimately it was the same strategies just dressed up differently and while they may have been strategies that were helpful, they didn’t produce financial freedom.

You see, financial freedom is achieved in degrees. There is no end all, be all financial freedom because to some degree we will always have to interact with finances and there is no way to escape that while alive.

As a Dave Ramsey guy, I saw his plan led to solvency. This is a degree of financial freedom. It was reliable, easy to follow, and people seemed to consistently get the same result with it. But I saw flaws. Mostly centered around the fact that the wrong target was being selected as to why people weren’t winning with money (debt). The wrong tools were being used. And people were still being led into the financial traps created by Banks, Wall Street, and the IRS.

As a Grant Cardone guy his plan led to higher income. This is also a degree of financial freedom. It was a little bit hard to swallow for most because of his loud personality and opinions (which is really just marketing he isn’t like that in real life, surprisingly. He’s a very cool and calm guy.) If someone could bite the bullet and buy into his system, they would make more money. But there I also saw flaws. People would make money, but they’d spend most of it on programs to make it and keep very little. There was no explanation on how to manage money once a person got it. The only tool being used was real estate (which is great, but there is a lot more in the world of investing). And people were not being given the whole story on a lot of the items taught about. Key areas lacked context and implementation.

With Bank On Yourself and Janet Yellen, people could set up a high cash value life insurance policy that helped them get out of the banking system and save lots of money in interest. But it was being treated like a silver bullet. I can’t just have a life insurance policy and expect that I’ll be wealthy because of it. Also, the average client there still had no idea about advanced tax planning, alternative investment strategies, and a myriad of other financial tools. And so while someone may have had a good life insurance policy, they still weren’t going to build much more financial freedom than what they had with their life insurance.

As a professional I was personally frustrated. Because I knew what else existed. I knew about private lending, self directed retirement accounts, tax planning strategies, home equity lines of credit, living trusts, different insurances and entities for asset protection, and so many other things that weren’t being mentioned by these other experts. So I set out on my own to help people with all of these.

The result?

It was a mess!

I would sit down with someone and show them how much I could save them in fees by self directing their retirement plan and putting it into private lending. And they’d do it.

I’d show them how the Sacred Account Tier 1 account worked by using a properly designed life insurance policy to become their own bank and build wealth. And they’d do it.

I’d show them how they could save tens of thousands of dollars in taxes with different planning strategies. And they’d do it.

The services were great. I was on my game. But it was still a mess.

Why?

Because it created confusion.

Imagine being new to working out. We’ve all been there. We walk into the gym and it is like Mars. All of the equipment looks foreign, everyone else looks intimidating, and we have no idea where to even begin.

Now imagine an overzealous personal trainer coming over and giving you a workout routine that is used by the Top 1% of bodybuilders on your first day. It would be too much. With a personal trainer there, it would be a little easier because the trainer would guide your form, tell you which exercises to do, and keep you from hurting yourself. But imagine if after that workout you didn’t have a trainer with you every workout anymore? He was going to check on you a few times per year, but now you were on your own for your workouts. It would be impossible.

Well that is what happened. I would set people up with the best Top 1% strategies for wealth building and then they’d go back to their lives. Sure we’d check in quarterly and sometimes monthly, but even with a monthly check-in, people were confused.

Why?

Because with these Top 1% services came the requirement for Top 1% knowledge and behavior.

You take a person who doesn’t even know how much they pay in taxes and set them up with a life insurance policy that is used by sophisticated groups like banks, fortune 500 corporations, and the top 1% and what do you get? You don’t get more freedom you actually get less because this person is in over their head.

I was disappointed. I thought I had cracked it and that by helping people with real financial services used by the real Top 1%, they’d achieve financial freedom but the exact opposite was happening.

So I spent some time studying the Top 1% again and looking closer and harder this time and how and when they were using certain tools and in what order. I also simply looked at what I did personally. I didn’t have any of these issues my clients were having in understanding and using these tools. So I studied the differences between what and how I was doing it vs. what and how they were doing it.

It was in this moment that I had a realization. We are building financial freedom. Which means there is a specific and definite blueprint. That blueprint was built by the Top 1% of wealth throughout history and was followed by people like me and when it was follow correctly, the results were incredible. I needed to organize that blueprint, service by service, step by step, and include the education and behaviors that people needed to master at each step in order to win.

The reason I was succeeding with these tools at a higher level than others was the order I was using these tools in, my knowledge of them, and how I behaved with them. That was the difference.

So the Blueprint To Financial Freedom is an organized financial blueprint that provides the right steps, in the right order, including education and behavior required to progressively build greater financial freedom.

This meant that I had to follow this Blueprint and I had to help my clients follow this Blueprint. To a “T”. No skipping steps. No doing steps out of order. No replacing steps with other things. No cutting corners. If this was a blueprint for a house, we’d follow it exactly. Why? Because we’d have to live in it when we were done and we’d want it done right. Well finances are no different. The financial condition we build, we have to live in when we are done with it and unlike a house, I can’t sell my finances to someone else if I don’t like them.

So in short, what is the focus of the Blueprint To Financial Freedom?

Get free from the past. Freedom from financial illiteracy which is at the root of every single financial problem known to mankind. Freedom from lies about money that we’ve bought into (because of financial illiteracy). Freedom from being paycheck to paycheck. Freedom from debt. These are all things we have done to ourselves in the past because we didn’t know any better. And if we don’t get free of them they will follow us all the way to retirement.
Freedom from financial danger. Simply put, a person is financially insolvent is constantly in DANGER. Having consumer debt, not having 6 months of reserves saved, not protecting against our risks, having poor credit. These are all contributing factors to insolvency and if I don’t have all of these boxes checked, I am insolvent.
Freedom from financial traps. Bank accounts, loans, retirement plans, mutual funds, annuities, taxes, mortgages. These are all traps. They rob us of our financial freedom under the guise of help. Every single one of them were designed by the global elite in order to take advantage of our illiteracy and funnel money from our lives into theirs without us knowing and with us thinking they are helping us.

These are the foundational levels of the Blueprint to Financial Freedom. When these are all completely handled, and only then, do we begin investing and building wealth. Everything prior is breaking out of chains that we ultimately put ourselves in with our knowledge and behavior.